Governance & Compliance第 88 / 100 题

Which risk response involves purchasing insurance to shift financial impact to a third party?

a.Risk avoidance
b.Risk transference
c.Risk acceptance
d.Risk mitigation

解析

Risk transference shifts the financial consequences of a risk to another party, commonly through insurance or contracts. The risk still exists, but its impact is borne elsewhere. It is chosen when handling the risk directly is impractical or costly.

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