Laws & Agency第 31 / 120 题
A lender's refusal to make loans in certain geographic areas regardless of an applicant's qualifications is known as:
a.Redlining
b.Steering
c.Blockbusting
d.Novation
解析
Redlining is the discriminatory denial of loans or insurance in specific neighborhoods, often based on the racial composition of the area. California's Holden Act specifically prohibits this practice by financial institutions. It illegally restricts access to credit and housing.
法律依据: CA Government Code免费刷完整 120 道题库 — 无需注册。
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