A lien placed against a property as security for the repayment of a debt is best described as a(n):

a.Physical intrusion onto neighboring land
b.Financial encumbrance on title
c.Transfer of full ownership
d.Government zoning classification

解析

A lien is a claim or encumbrance against property that secures payment of a debt or obligation. Common examples include mortgages, property tax liens, and mechanic's liens. Liens generally must be satisfied before clear title can transfer.

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