Regulations第 49 / 110 题
Breakpoint selling is best defined as:
a.Recommending a purchase just below the amount that would qualify for a reduced sales charge, without disclosing the discount
b.Selling shares of two different fund families to the same customer
c.Charging a sales load on reinvested dividends
d.Recommending Class A shares to a customer with a short time horizon
解析
Breakpoint selling deprives the customer of a quantity discount so the representative earns a larger commission, which is why it is treated as a sales practice violation. Diversifying across fund families is permissible when suitable, though it may forfeit breakpoints and should be discussed. Charging loads on reinvested dividends and mismatching share classes are separate problems.
法律依据: FINRA Rule 2341 (Investment Company Securities)免费刷完整 110 道题库 — 无需注册。
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