Tax & Evaluation第 96 / 110 题

An investor automatically reinvests $3,000 of taxable fund distributions over several years. The effect on cost basis is that basis:

a.Stays the same, because no new money was added from outside the account
b.Increases by the $3,000, because the distributions were already taxed
c.Decreases by the $3,000
d.Is irrelevant, since reinvested shares are always tax free when sold

解析

Reinvested distributions are taxed in the year received, so adding them to basis prevents the same dollars from being taxed again when the shares are sold. Failing to track reinvestments is a common cause of investors overstating their taxable gain. Basis decreases only for return of capital distributions.

法律依据: Internal Revenue Code

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