A client wants current income and capital preservation with low risk. Which allocation is most suitable?

a.Aggressive growth stocks and options
b.Emerging-market equities and commodities
c.A concentrated position in a single small-cap stock
d.A mix of high-quality bonds, dividend-paying stocks, and cash equivalents

解析

A client seeking income and capital preservation with low risk is best served by high-quality bonds, dividend-paying blue-chip stocks, and cash equivalents. These emphasize stability and steady income over aggressive growth. Speculative or concentrated positions conflict with the stated conservative objectives.

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