Laws & Regulations第 86 / 110 题

Regarding advisory fees, which arrangement is generally prohibited for most retail advisory clients?

a.A flat annual fee for financial planning
b.A performance-based fee charged to a non-qualified retail client
c.A fee based on a percentage of assets under management
d.An hourly fee for consultations

解析

Performance-based fees, which compensate the adviser based on gains in the account, are generally prohibited except for qualified clients meeting income or net worth thresholds, because they can encourage excessive risk-taking. Flat, hourly, and asset-based fees are commonly permitted. This restriction protects less sophisticated retail investors.

法律依据: Investment Advisers Act of 1940

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