Recommendations & Strategies第 65 / 100 题
A client has a short time horizon of one year for a down payment on a home. The MOST suitable investment is:
a.A leveraged equity fund
b.A long-dated zero-coupon bond
c.A concentrated growth stock
d.A short-term, high-quality money market instrument
解析
For a short horizon and a near-term spending goal, capital preservation and liquidity dominate, making short-term, high-quality instruments most suitable. Volatile equities or long-duration bonds could lose value right when the funds are needed. Time horizon strongly shapes suitability.
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