Accounts & Customers第 64 / 125 题
A traditional Individual Retirement Account (IRA) offers which primary tax feature?
a.Tax-free withdrawals of all earnings regardless of age
b.Potentially tax-deductible contributions with tax-deferred growth until withdrawal
c.No contribution limits
d.Contributions made only by employers
解析
Traditional IRA contributions may be tax-deductible depending on income and workplace plan coverage, and earnings grow tax-deferred. Withdrawals in retirement are taxed as ordinary income, and required minimum distributions apply. Early withdrawals before age 59 1/2 are generally subject to a penalty plus tax.
法律依据: Internal Revenue Code免费刷完整 125 道题库 — 无需注册。
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