Accounts & Customers第 78 / 125 题

A required minimum distribution (RMD) from a traditional IRA generally must begin:

a.At age 50
b.When the account reaches $1 million
c.Only upon the owner's death
d.At the RMD age set by current tax law, after which annual distributions are required

解析

Traditional IRAs require the owner to begin taking required minimum distributions once they reach the RMD age set by current tax law. Failing to take the full RMD results in a tax penalty on the shortfall. Roth IRAs are not subject to RMDs during the original owner's lifetime.

法律依据: Internal Revenue Code

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