保险与留置权第 1524 / 1605 题

A general liability policy written on a 'claims-made' basis (as opposed to 'occurrence') generally covers a claim only if:

a.The claim is both made and reported during the policy period (or extended reporting period)
b.The premium was paid in cash
c.The injury occurred during the policy period, regardless of when the claim is made
d.The claimant served a preliminary notice

解析

A claims-made policy responds when the claim is made (and reported) during the policy period or any extended reporting period, regardless of when the underlying event occurred. An occurrence policy responds based on when the injury/damage happened, even if the claim is made years later.

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审核人 Abraham Chen Licensed California General Contractor (CSLB License #1101856 核实)
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