雇佣要求第 1010 / 1605 题
A contractor cannot find a private insurer willing to write a workers' compensation policy. What is the 'insurer of last resort' available in California?
a.A mandatory self-insurance escrow account
b.The federal Department of Labor
c.The State Compensation Insurance Fund (State Fund)
d.The Contractors State License Board's insurance pool
解析
The State Compensation Insurance Fund (State Fund) is a state-created insurer that competes with private carriers and serves as the insurer of last resort. A contractor unable to obtain coverage on the private market can obtain a workers' compensation policy through State Fund.
法律依据: Insurance Code §11780; State Fund免费刷完整 1605 道题库 — 无需注册。
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