Finance第 77 / 100 题

The Truth in Lending Act (Regulation Z) requires lenders to disclose the:

a.Annual percentage rate (APR) and finance charges
b.Seller's net proceeds
c.Buyer's credit score to the public
d.Broker's commission split

解析

Regulation Z, implementing the Truth in Lending Act, requires lenders to disclose the APR, finance charges, and other credit terms so consumers can compare loans. The APR reflects the true cost of credit including certain fees. It also governs certain advertising of credit terms.

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