CSLB General Building (B) Trade Practice Test
常见问题
这里有多少道 New York Real Estate Salesperson 练习题?+
一整套原创 New York Real Estate Salesperson 练习题,覆盖官方内容板块、按真实考试权重分布、附解析。免费,无需注册。
New York Real Estate Salesperson 考试是什么样的?+
大约 100 道题。先在这里按主题刷题,再做完整计时模考检验准备度。
这些是真实考题吗?+
不是。每道题都是 100% 原创,依据公开一手来源编写并附解析。我们从不抄袭真题或付费备考资料。
我可以用中文或西班牙语学吗?+
PrepPass 练习提供英文、中文、西班牙文。官方考试以英文进行 —— 你随时可以把题目语言切回英文,熟悉考试当天的确切术语。
样题与解析
以下是本题库中的部分真题与完整解析。完整题库请用上方的刷题工具。
- 1. Principles of Real Estate
Which of the following is considered real property rather than personal property?
- a.A tenant's freestanding refrigerator brought into an apartment
- b.A built-in central heating system permanently attached to the building
- c.A car parked in the driveway
- d.Loose furniture staged for a showing
答案: b
解析: Real property includes land and anything permanently affixed to it, such as a built-in heating system. Items that are movable and not attached, like a refrigerator brought in by a tenant, are personal property (chattel). The test of a fixture looks at attachment, adaptation, and intent.
- 2. Principles of Real Estate
Under the principle of substitution, a buyer will pay no more for a property than:
- a.The cost of the most expensive comparable in the market
- b.The assessed value for tax purposes
- c.The original construction cost
- d.The cost of acquiring an equally desirable substitute property
答案: d
解析: The principle of substitution holds that value is set by the cost of an equally desirable alternative. This idea underlies the sales comparison approach to appraisal. A rational buyer will not overpay when a comparable substitute is available for less.
- 3. Principles of Real Estate
When a lower-value home gains value because it is located among higher-value homes, this illustrates the principle of:
- a.Progression
- b.Regression
- c.Contribution
- d.Substitution
答案: a
解析: Progression is the increase in a lesser property's value due to the presence of better, higher-value properties nearby. Regression is the reverse, where a superior property loses value among lesser ones. Both flow from the broader principle of conformity.
- 4. License Law & Agency
Which of the following would create an agency relationship by ratification?
- a.A signed listing agreement
- b.A principal accepting the benefits of unauthorized acts after the fact
- c.A written buyer-broker contract
- d.A formal power of attorney
答案: b
解析: Agency by ratification arises when a principal approves or accepts the benefits of an agent's previously unauthorized actions. This retroactively creates the agency relationship. Express agency, by contrast, is created by a clear agreement such as a signed listing.
- 5. License Law & Agency
A material defect that a seller's agent knows about the property must be:
- a.Concealed to protect the seller
- b.Reported only to the Department of State
- c.Revealed only if the buyer asks directly
- d.Disclosed to prospective buyers
答案: d
解析: Even while representing the seller, an agent must honestly disclose known material defects to buyers and cannot participate in active concealment or fraud. The duty of honesty to third parties coexists with loyalty to the principal. Failing to disclose can expose the agent to liability.
- 6. Contracts
A contract entered into by a minor is generally:
- a.Void from the start
- b.Fully enforceable against the minor
- c.Voidable at the option of the minor
- d.Automatically valid once notarized
答案: c
解析: Contracts made by minors are typically voidable at the minor's option, meaning the minor may disaffirm the contract. This protects those who lack full legal capacity. A void contract, by contrast, has no legal effect at all from the beginning.
- 7. Contracts
Specific performance is a legal remedy in which a court orders:
- a.Payment of monetary damages only
- b.The broker to refund the commission
- c.The immediate cancellation of the contract
- d.A defaulting party to carry out the contract as agreed
答案: d
解析: Specific performance compels a defaulting party to actually perform the contract, such as conveying the unique property as promised. It is available because each parcel of real estate is considered unique, so money alone may not suffice. A buyer often seeks it when a seller refuses to close.
- 8. Finance
The loan-to-value (LTV) ratio is calculated as:
- a.Down payment divided by the loan amount
- b.Property value divided by the loan amount
- c.Loan amount divided by the appraised value or price
- d.Interest divided by principal
答案: c
解析: LTV is the loan amount divided by the lesser of the appraised value or sale price, expressed as a percentage. A $200,000 loan on a $250,000 property is an 80% LTV. Higher LTVs mean less borrower equity and generally more lender risk.
- 9. Finance
Using an annual property tax rate of $2.50 per $100 of assessed value, the annual tax on a home assessed at $180,000 is:
- a.$450
- b.$5,400
- c.$4,500
- d.$45,000
答案: c
解析: Divide the assessed value by 100: $180,000 / 100 = 1,800 units. Multiply by the rate: 1,800 x $2.50 = $4,500. Property taxes are calculated from the assessed value, which may differ from market value.
- 10. Practice & Math
A key responsibility of a property manager is to:
- a.Personally guarantee the owner's mortgage
- b.Appraise the property for lending purposes
- c.Set property tax rates for the county
- d.Maximize the owner's return while maintaining the property's value
答案: d
解析: A property manager's core duty is to protect the owner's investment by maximizing income and preserving or enhancing the property's value. This includes marketing, leasing, maintenance, and financial reporting. The manager acts as the owner's fiduciary agent.