Which of the following describes an encumbrance on real property?

a.The complete absence of any ownership interest
b.A claim, lien, or restriction that affects the title or use of property
c.A synonym for fee simple ownership
d.The physical dimensions of a parcel

解析

An encumbrance is any claim or liability attached to property that may affect its value or use, such as a lien, easement, or deed restriction. It does not prevent transfer of title but travels with the property. Buyers usually want title free of undisclosed encumbrances.

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