Title insurance protects the insured party against:

a.Future physical damage to the structure
b.A decline in the property's market value
c.The cost of routine repairs and maintenance
d.Losses from defects in title that existed before the policy date

解析

Title insurance indemnifies against covered losses from title defects, liens, or encumbrances that existed but were unknown at the time the policy was issued. It does not cover future events like physical damage or market value changes.

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