CSLB General Building (B) Trade Practice Test
常见问题
这里有多少道 Texas Real Estate Sales Agent 练习题?+
一整套原创 Texas Real Estate Sales Agent 练习题,覆盖官方内容板块、按真实考试权重分布、附解析。免费,无需注册。
Texas Real Estate Sales Agent 考试是什么样的?+
大约 120 道题。先在这里按主题刷题,再做完整计时模考检验准备度。
这些是真实考题吗?+
不是。每道题都是 100% 原创,依据公开一手来源编写并附解析。我们从不抄袭真题或付费备考资料。
我可以用中文或西班牙语学吗?+
PrepPass 练习提供英文、中文、西班牙文。官方考试以英文进行 —— 你随时可以把题目语言切回英文,熟悉考试当天的确切术语。
样题与解析
以下是本题库中的部分真题与完整解析。完整题库请用上方的刷题工具。
- 1. Principles of Real Estate
Which state agency licenses and regulates real estate sales agents and brokers in Texas?
- a.The Texas Real Estate Commission (TREC)
- b.The Texas Department of Housing and Community Affairs
- c.The Texas Association of Realtors (TAR)
- d.The Texas Real Estate Research Center
答案: a
解析: TREC is the state agency created to administer the Real Estate License Act and regulate license holders. Private trade groups such as the Texas Association of Realtors set membership rules but do not issue licenses. Specifics of TREC rules can change over time.
- 2. Principles of Real Estate
Which document is the primary legal instrument used to transfer title to real property from one party to another?
- a.A promissory note
- b.A listing agreement
- c.A title insurance policy
- d.A deed
答案: d
解析: A deed is the written instrument that conveys title from a grantor to a grantee. A promissory note is a promise to repay a loan, and title insurance protects against defects but does not transfer ownership.
- 3. Agency & Law
In an agency relationship, the client who hires and authorizes a broker to act on their behalf is the:
- a.Agent
- b.Principal
- c.Customer
- d.Subagent
答案: b
解析: The principal (client) is the party who employs and delegates authority to the agent. The agent owes fiduciary duties to the principal, while a customer is a party the agent deals with but does not represent.
- 4. Agency & Law
Under an 'exclusive right to sell' listing, the broker earns a commission:
- a.Regardless of who procures the buyer during the listing period
- b.Only if the broker personally finds the buyer
- c.Only if the seller finds the buyer
- d.Only after the property is rented
答案: a
解析: An exclusive right to sell listing entitles the broker to a commission if the property sells during the term, no matter who brings the buyer, including the seller. This provides the strongest commission protection for the broker.
- 5. Contracts
In Texas, residential real estate sales contracts most commonly use forms that are:
- a.Drafted individually by each buyer's attorney
- b.Promulgated (standardized) by TREC for license holders to use
- c.Provided only by the buyer's lender
- d.Written by the local Realtor association and mandatory statewide
答案: b
解析: TREC promulgates standardized contract forms that Texas license holders are generally required to use for common residential transactions. This promotes consistency and protects consumers, though the exact forms are periodically updated.
- 6. Contracts
A legal remedy in which a court orders a defaulting seller to actually convey the property as agreed is:
- a.Rescission
- b.Liquidated damages
- c.Specific performance
- d.Novation
答案: c
解析: Specific performance compels a party to perform the contract as promised, and it is available in real estate because each parcel is considered unique. A court may order the seller to deliver the deed rather than merely pay money.
- 7. Finance
In an amortized loan, the early payments are applied:
- a.Mostly to interest, with a small portion to principal
- b.Entirely to principal
- c.Entirely to property taxes
- d.Mostly to principal, with a small portion to interest
答案: a
解析: In a standard amortizing loan, early payments are weighted heavily toward interest because the outstanding balance is high. As the balance declines, more of each payment goes toward principal.
- 8. Finance
The loan-to-value (LTV) ratio is calculated as the:
- a.Loan amount divided by the property's value or price
- b.Property value divided by the loan amount
- c.Interest rate multiplied by the term
- d.Down payment divided by the interest rate
答案: a
解析: LTV equals the loan amount divided by the lesser of the appraised value or sales price, expressed as a percentage. A lower LTV means more borrower equity and generally lower lender risk.
- 9. Property & Ownership
Under federal law, sellers and landlords of most housing built before which year must provide a lead-based paint disclosure?
- a.1950
- b.1978
- c.1988
- d.2000
答案: b
解析: Federal law requires lead-based paint disclosure for most residential housing built before 1978, when residential lead paint was banned. Sellers must provide a disclosure and pamphlet and allow the buyer an opportunity to test.
- 10. Real Estate Math
A buyer pays $280,000 for a home and puts 15% down. How much is the down payment?
- a.$42,000
- b.$28,000
- c.$56,000
- d.$4,200
答案: a
解析: Multiply the price by the down payment percentage: $280,000 x 0.15 = $42,000. The remaining $238,000 would be financed.