An encumbrance that gives a lender a security interest in real property as collateral for a debt is a(n):

a.Easement
b.Lien
c.Encroachment
d.Deed restriction

解析

A lien is a financial encumbrance securing payment of a debt, such as a mortgage or tax lien. An easement is a right to use land, and an encroachment is an unauthorized physical intrusion onto another's property.

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