Products第 34 / 110 题

Which statement about control of a 529 plan account is accurate?

a.The beneficiary gains full control of the account at the age of majority
b.The state sponsoring the plan controls how the assets are invested
c.The account owner retains control, may change the beneficiary to another qualified family member, and may take a non-qualified withdrawal
d.Control passes to the beneficiary's parents once the beneficiary enrolls in college

解析

Unlike a custodial account, a 529 plan leaves ownership and control with the person who opened it, including the right to redirect the funds to a different eligible family member. The beneficiary has no ownership right and never takes control by reaching a certain age. The state establishes the plan and its investment menu, but the owner chooses among the offered options.

法律依据: Internal Revenue Code Section 529

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