Laws & Regulations第 78 / 110 题

Which of the following best distinguishes the fiduciary standard from a suitability standard?

a.Suitability requires eliminating all conflicts of interest
b.A fiduciary must act in the client's best interest and disclose or avoid conflicts, not merely recommend an acceptable product
c.The fiduciary standard applies only to broker-dealers
d.Suitability requires putting the client's interest first at all times

解析

A fiduciary must place the client's interests first, manage or disclose conflicts of interest, and provide advice in the client's best interest. A suitability standard only requires that a recommendation be appropriate given the client's profile, without the same loyalty and conflict-management duties. This distinction is heavily tested for investment advisers.

法律依据: Investment Advisers Act of 1940

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