Business FinancesQuestion 286 of 690

A contractor classifies an independent subcontractor as an employee by mistake (or the reverse). The MOST significant financial risk of misclassifying a worker is:

a.A reduction in the contractor's bonding capacity
b.Liability for back payroll taxes, penalties, and interest
c.Loss of the contractor's business name registration
d.An automatic increase in materials costs

Explanation

Worker misclassification can make the contractor liable for unpaid payroll taxes (Social Security, Medicare, unemployment) plus penalties and interest, and can also trigger workers' compensation and labor-law exposure.

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