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California insurance licensing
California Personal Lines Broker-Agent License Exam Prep
Free practice tests and study guides for the CDI Personal Lines exam. ~100-question test, ~2.5 hours, 60% passing. Entry-level license — sells personal auto and homeowners insurance only (no commercial).
The California Personal Lines license exam is about 100 questions in about 2.5 hours at a PSI testing center, and you need 60% to pass.
Registration Guide
Know exactly how to register, request a translator, and what to bring on exam day.
Study Materials
Topic chapters covering every area of the exam, in plain English, Chinese, Spanish, or Vietnamese.
Practice Tests
Daily questions + weekly full mock exams. Track your weak spots and improve fast.
Try a sample question
What are California's compulsory minimum personal auto liability split limits?
Deciding which insurance license to get? Personal Lines vs Life & Health →
Free forever · English · 中文 · Español · Tiếng Việt
Frequently asked questions
How many California Personal Lines practice questions?
158 original practice questions covering all 8 topics of the California Department of Insurance Personal Lines Broker-Agent license exam.
Is the Personal Lines practice test free?
Yes, completely free. No signup, no credit card. Unlimited practice rounds and a 100-question timed mock exam included.
What's the difference between Personal Lines and the full P&C license?
Personal Lines is restricted to personal auto + residential property (no commercial property, no workers' comp). It's the entry-level P&C license: a ~100-question / 2.5-hour exam (vs ~150q / 3 hours for full P&C). As of 2026 (AB 943), both require only the 12-hour ethics course for prelicensing.
Are these real CDI exam questions?
No. All questions are original prose authored from the California Insurance Code, Title 10 CCR, Civil Code, Vehicle Code, and standard ISO Personal Lines form concepts. We never copy from real exams or paid prep providers.
What's the passing score for the Personal Lines exam?
60% on the real CDI exam. Approximately 100 questions over 2.5 hours at a PSI testing center.
Is the California Personal Lines exam offered in Spanish, Chinese, or Vietnamese?
Yes — AB 451 (2018) legally requires CDI to offer producer license exams in English, Spanish, Vietnamese, Chinese (Mandarin), and Korean.
Can I upgrade from Personal Lines to the full P&C license later?
Yes. As of 2026 (AB 943) no additional prelicensing hours are required — you simply add the line of authority and sit for the full P&C exam at any time.
More about PrepPass practice
Is PrepPass's California Personal Lines Insurance License practice free?
Yes — every California Personal Lines Insurance License practice question, study guide, and lesson on PrepPass is free. A full timed mock exam is also included at no cost.
How many California Personal Lines Insurance License practice questions does PrepPass have?
PrepPass currently has 158 original California Personal Lines Insurance License practice questions across 8 topic areas, and every question comes with a written answer explanation.
What languages is PrepPass's California Personal Lines Insurance License prep available in?
English, 中文 (Chinese), Español (Spanish), and Tiếng Việt (Vietnamese).
How are PrepPass's California Personal Lines Insurance License questions written?
They are original questions written by PrepPass from public-domain statutes and official exam blueprints — never copied from the real exam. Read our question methodology →
Is PrepPass affiliated with the licensing board or exam provider?
No. PrepPass is an independent study resource and is not affiliated with, endorsed by, or connected to any licensing board or official exam provider.
Can I practice California Personal Lines Insurance License on my phone?
Yes — PrepPass runs in any mobile or desktop web browser, with no app to download.
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