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California insurance licensing
California Life & Accident-Health Agent License Exam Prep
Free practice tests and study guides for the CDI Life & A&H exam. ~150-question test, ~3 hours, 60% passing. Required to sell life insurance, annuities, and health/disability/LTC products in California.
The California Life & Accident-Health license exam is about 150 questions in 3 hours at a PSI testing center, and you need 60% to pass.
Start here — your free study path
Everything you need to pass the California Life & Accident-Health Agent exam, in the order to use it — learn how to apply, study the chapters, then drill. 100% free, no account required.
- 1Know the exam & how to get licensedThe application steps, fees, fingerprinting, and the current 2026 rules (AB 943) — what to do before you book the PSI exam.
- 2Study the free chapter guideInsurance principles, the California Insurance Code, life & health products, annuities, disability, LTC, Medicare and taxation — written to current 2026 law.
- 3Drill practice questions + a timed mock315 free questions with answer explanations and California code references, then a full timed mock exam.
Getting a different insurance license? Free practice for the other California lines too:
The California Life & A&H exam at a glance
Administered by the California Department of Insurance (CDI) via PSI. Confirm current details on the CDI Candidate Information Bulletin before you book.
Try a sample question
A consumer enrolls in a California Health Maintenance Organization (HMO). Which state agency has primary regulatory authority over that HMO?
Free forever · English · 中文 · Español · Tiếng Việt
Frequently asked questions
How many California Life & Accident-Health insurance practice questions?
235 original practice questions covering all 10 topics of the California Department of Insurance Life & A&H Agent license exam.
Is the Life & A&H practice test free?
Yes, completely free. No signup, no credit card. Unlimited practice rounds and a 150-question timed mock exam included.
Are these real CDI exam questions?
No. All questions are original prose authored from the California Insurance Code, Title 10 CCR, Civil Code, and standard ISO insurance contract concepts. We never copy from real CDI exams or providers like ExamFX, Kaplan, or AD Banker.
What's the passing score for the California Life & A&H exam?
60% with sectional cuts. The real CDI exam is approximately 150 multiple-choice questions over 3 hours at a PSI testing center.
Is the California insurance license exam offered in Chinese or Vietnamese?
Yes — AB 451 (2018) legally requires CDI to offer producer license exams in English, Spanish, Vietnamese, Chinese (Mandarin), and Korean.
What does the Life & A&H license let me sell?
Life insurance, annuities, accident insurance, health insurance, disability insurance, and long-term care (LTC) insurance — all to California residents.
How long is the California insurance license valid?
2 years. Renewal requires 24 hours of continuing education (3 of which must be ethics) per renewal cycle.
More about PrepPass practice
Is PrepPass's California Life & Accident-Health Insurance License practice free?
Yes — every California Life & Accident-Health Insurance License practice question, study guide, and lesson on PrepPass is free. A full timed mock exam is also included at no cost.
How many California Life & Accident-Health Insurance License practice questions does PrepPass have?
PrepPass currently has 315 original California Life & Accident-Health Insurance License practice questions across 10 topic areas, and every question comes with a written answer explanation.
What languages is PrepPass's California Life & Accident-Health Insurance License prep available in?
English, 中文 (Chinese), Español (Spanish), and Tiếng Việt (Vietnamese).
How are PrepPass's California Life & Accident-Health Insurance License questions written?
They are original questions written by PrepPass from public-domain statutes and official exam blueprints — never copied from the real exam. Read our question methodology →
Is PrepPass affiliated with the licensing board or exam provider?
No. PrepPass is an independent study resource and is not affiliated with, endorsed by, or connected to any licensing board or official exam provider.
Can I practice California Life & Accident-Health Insurance License on my phone?
Yes — PrepPass runs in any mobile or desktop web browser, with no app to download.
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