Life & Health Insurance Producer

All 716 questions, the timed mock and the report are free with no sign-up. A free account only adds saving your progress. The study guide book is sold separately, $19.99 one-time; nothing in the practice requires it.

No. Ours is 150 questions in 180 minutes; the real exam is 150 questions in 195 minutes. Use the mock for stamina and section timing, not as a score predictor.

60% — as published by California Department of Insurance (CDI). Confirm the current rule with them before your exam date.

The one for the license line you are applying for, in the state that will issue the license. California tests each producer line with its own examination, and PrepPass has a free practice test for each: California Life, Accident and Health (or Sickness) Agent Licence Examination — 150 questions · 195 minutes · Passing score: 60%. California Property and Casualty Broker-Agent Licence Examination (combined) — 150 questions · 195 minutes · Passing score: 60%. California Personal Lines Broker-Agent Licence Examination — 90 questions · 135 minutes · Passing score: 60%. For other states, Insurance License Exams lists 151 insurance exams with free practice.

California Department of Insurance (CDI), Producer Licensing Bureau — exam delivered by PSI Services LLC. CDI confirms PSI as the current examination vendor on its own scheduling page.

150 questions. CDI and PSI publish no per-exam count of unscored items — only the rule that “a small number of one to ten experimental items, generally, approximately 10% of the number of questions” may be added, unscored, and that they count against examination time. Do not compute a per-exam figure from that.

195 minutes. Unreconciled conflict between two official sources: the Candidate Information Bulletin revised March 2026 says 195 minutes for the combined exam and 105 minutes each for Life and for Accident & Health, while CDI's own Examination Times table says 3 hours and 1.5 hours. The bulletin figure is shown because it is the document CDI hands candidates; both are linked.

$188 — Licence filing fee (California Department of Insurance, one-time); $55 — Examination fee, per examination (California Department of Insurance, per attempt); $43 — Convenience fee to test at a PSI location (PSI Services LLC, per attempt); $74 — Live Scan fingerprinting (FBI, DOJ and Capital Live Scan components combined) (Capital Live Scan / FBI / California DOJ, one-time). The renewal fee equals the filing fee; a late renewal is charged at a higher rate. The Live Scan total is the sum of three separately published components, and the Capital Live Scan vendor is new — the Candidate Information Bulletin carries a front-page alert about the change.

English · Spanish · Simplified Chinese · Vietnamese · Korean · Tagalog. Offered under AB 451 (Chapter 136, Statutes of 2023), which required CDI to offer license examinations in Spanish, Simplified Chinese, Vietnamese and Korean from 1 January 2024; § 1677 adds Tagalog from 1 July 2024, making six. CDI's own Examination Times table is stale on this point and still lists only Spanish variants.

Yes. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) downloads as PDF + EPUB (141 pages, 200 practice questions inside), $19.99 one-time, and the files are yours to keep. The 716 practice questions on this page stay free without it. See the study guide →