Prepare for California Life and Health on a plan that fits your schedule: narrated whiteboard lessons, practice questions, practice mocks and a study plan built around the hours you have.
See all chapters →100 lessons · No card needed for the free lessons · Independent; not affiliated with CDI.
Your plan, your misses.
Pick your time. The day fills with what is next for you.
Voice and board, together.
100 narrated whiteboard lessons, about 58 hr of study (est.), with captions. The narration is a synthetic voice.
Tap an answer. Know why.
974 section practice questions, with a reason for every option.
A 'participating' whole life policy is one that:
Quizzes that show where you stand.
12 chapter quizzes, 124 questions, scored topic by topic.
Today, for your hours.
Pick the time you have. The day fills with lessons, practice, reviews and quizzes.
- L2.1 Participating, individual, groupEst. 13 min
- Practice: Participating, individual, groupEst. 12 min
- Review 3 missed questionsEst. 6 min
- L2.2 Term insurance and its formsEst. 17 min
- Practice: Term insurance and its formsEst. 28 min
- L2.4 Whole life and premium patternsEst. 14 min
- Practice: Whole life and premium patternsEst. 26 min
- L2.6 Universal, indexed, variableEst. 14 min
An example day from this course's first lessons.
Then a plan to exam day.
6 practice mock forms and 300 drill questions held out from the lessons fill the days before your exam.
- Watch the lessonA narrated whiteboard, one idea per board.
- PracticeEvery option explained; a quiz at the end of a chapter.
- Weak spotsEvery miss goes to your error log and comes back on a schedule.
- Exam planA readiness check and a day-by-day plan to your exam date.
Your exam plan, day by day
An example week at 1 hour a day. Your own plan is built from your results and your exam date.
- Day 1Review missesDrill weak chapter
- Day 2Practice mock
- Day 3Review misses
- Day 4Drill weak chapter
- Day 5Practice mock
- Day 6Light review
- Exam
Ready to book the exam?
- Every chapter finished
- Practice mocks taken
- Recent mocks clear the checklist's bar
- Error log under control
By your own results: ready to book
An example learner. Every tick comes from that learner's own scores in the course; it does not predict a result.
Missed once, back when it counts.
A missed question comes back after 1, 3, 7, 14, then 30 days, as you answer it correctly. A wrong answer makes it due again now.
- ✓Day 1
- ✓Day 3
- ✓Day 7
- ✓Day 14
- ✓Day 30
A correct review moves it on. A wrong answer sends it back to the start.
Print it. Keep it. Play it anywhere.
Course notes download as PDFs, one per chapter and unit, and every lesson's narration downloads as audio (M4A). Your missed questions gather on one page to print.
Which statement about a non-participating policy is true?
Which kind of insurer is traditionally known for participating polic…
Which fact points to an individual life policy rather than a group o…
Your missed questions with the right answer, why, and where each is taught.Course notes (PDF)
20 PDFs, one for each chapter and unit: the lessons' whiteboards, their results and formulas, common traps, and why the tempting practice answers fail. Chapter L2's notes (29 pages) are free. Separate from the PrepPass eBook.
Download Chapter L2 notesLesson audio (M4A)
Every lesson's narration downloads as an audio file: one lesson, or a whole chapter in one file. Unit U0 (Welcome and how the California exams work) and Chapter L2 (Types of Life Policies) for anyone; the rest with a course pass.
Download lesson L2.1 audioMy weak spots
Which statement about a non-participating policy is true?Right answer: It pays no dividends
Which kind of insurer is traditionally known for participating policies?Right answer: A mutual insurer
A printable page of the questions in your error log, grouped by chapter: each with the right answer and why, and the lesson that teaches it where there is one. Open it from the Error log and print it from your browser.
Open My weak spotsCounts are measured from the course as it stands. See the plans.
What you get
Free to start
Unit U0 (Welcome and how the California exams work) and Chapter L2 (Types of Life Policies) and the 28-question diagnostic. No payment, no card.
Narrated whiteboard lessons
100 lessons open now, 917 boards, with captions. About 58 hr of study (est.), with their practice. The narration is a synthetic (computer-generated) voice. 147 lessons planned in all.
Course notes to download
One PDF for each chapter and unit, from the lessons' own whiteboards. Chapter L2's notes are free.
Lesson audio to download
The narration of every lesson as an audio file (M4A): one lesson at a time, or a whole chapter in one file.
Practice after the lessons
974 questions, each answer with a reason for every option.
Chapter quizzes
12 chapter quizzes, 124 questions.
A free diagnostic
28 questions to see where you stand. It does not predict a result.
Drill questions
300 drill questions held out from the lessons.
Practice mock exams
6 mock forms in our own format, not an official exam.
A daily plan and an error log
A plan that fits the time you pick, missed questions that come back on a schedule, and a printable page of your weak spots.
Counts are measured from the course as it stands. We do not promise a number of study hours.
Chapters with lessons.
Weights: California Department of Insurance examination objectives, 2025.
- Unit U0: Welcome and how the California exams work2 lessons · free
- Chapter G1: Basic Insurance Concepts and Principles5 lessons
- Chapter G2: Contract Law4 lessons
- Chapter G3: The Insurance Marketplace 1: Producers and Licensing10 lessons
- Chapter G4: The Insurance Marketplace 2: Insurers, Regulation, Fair Claims7 lessons
- Chapter L1: Life Insurance Basics4 lessons
- Chapter L2: Types of Life Policies5 lessons · free
- Chapter L3: Annuities5 lessons
- Chapter L4: Replacement and Cancellation2 lessons
- Chapter L5: The Individual Life Contract11 lessons
- Chapter L6: Life Policy Riders2 lessons
- Chapter L7: Taxation, Group Life, Social Security, Underwriting7 lessons
- Chapter H1: General Concepts of Medical and Disability2 lessons
- Chapter H2: Individual Medical Expense7 lessons
- Chapter H3: Group Medical Expense3 lessons
- Chapter H4: Patient Protection and Affordable Care Act3 lessons
- Chapter H5: Senior Health Products11 lessons
- Chapter H6: Disability Income3 lessons
- Chapter H7: Long-Term Care2 lessons
- Final review: Final review5 lessons
Course units are part of the course but are not CDI exam areas.
Independent study course. Not affiliated with, endorsed by or approved by the California Department of Insurance (CDI). It does not predict any exam result.
Start free. Pick your length.
Practice on PrepPass a little every day.
Free
$0
No card needed
- Unit U0 and Chapter L2, start to finish
- Voice and whiteboard lessons
- Practice and a chapter quiz
- Unit U0 and Chapter L2 course notes (PDF)
- The 28-question diagnostic
PrepPass Course: California Life and Health
$19/ month
Renews monthly until you cancel.
- All 100 lessons, voiced and drawn on the board, with captions
- 974 section practice questions, each with a reason for every option
- 12 chapter quizzes, scored topic by topic
- 6 practice mocks, in our own format
- 300 drill questions held out from the lessons
- A day-by-day plan built from your exam date and weekly hours
- Smart review brings back what you missed, on a schedule
- Download every lesson's audio and listen anywhere
- Printable course notes (PDF), 505 pages, one for each chapter and unit
Cancel online any time: Account > Billing.
Prices in US dollars. A plan needs a free PrepPass account so your access is tied to you. All sales are final: course plans are not refundable. If you were charged by mistake or cannot open the course because of a fault on our side, email support@preppass.org. If you study the course and do not pass, you may qualify for 90 more days of access (conditions in the Course terms). The monthly plan renews every month until you cancel; cancel online in Account > Billing, keep access to the end of the month you paid for, no refunds or credits for part of a month. If you already have access, a new plan or month is added after your current end date.
Terms and detailsIndependent study course. Not affiliated with, endorsed by or approved by the California Department of Insurance (CDI). It does not predict or guarantee an exam result.
Questions
Is this an official CDI course?
No. PrepPass is an independent study resource. It is not affiliated with, endorsed by or approved by the California Department of Insurance (CDI). Completing it does not satisfy any licensing, education or experience requirement.
Will the course tell me whether I will pass?
No. Scores in the course, the diagnostic and the mock exams show how you answered our questions; they do not predict or guarantee your result.
Do the plans renew? Is there anything to cancel?
The monthly plan ($19 a month) renews every month until you cancel. The 3-month plan ($45) is one payment for 90 days of access and does not renew. The 6-month plan ($69) is one payment for 180 days of access and does not renew.
What can I use for free?
Unit U0 (Welcome and how the California exams work) and Chapter L2 (Types of Life Policies) and the 28-question diagnostic, with no payment and no card.
How long does the course take?
About 58 hr of study (est.): for each lesson, twice its narration, a minute per check and two minutes per practice question, with some buffer. An estimate; yours depends on what you already know, and it says nothing about your result.
Where is my progress saved?
In your PrepPass account, once you sign in, so it follows you to another browser or device. Before you sign in, your progress on the free lessons is kept in this browser and is added to your account when you do.
What is the refund policy?
All sales are final: course plans are not refundable. If you were charged by mistake or cannot open the course because of a fault on our side, email support@preppass.org. Instead of refunds there is a 90-day access extension if you study the course and do not pass, on the conditions in the next answer. The course and the extension do not predict or guarantee an exam result.
What if I study the course and still do not pass?
If you meet these conditions, we add 90 days of free access. Conditions: You bought a one-payment plan for this course (3 or 6 months) and you sat the California life and health producer exam while that plan was active. Your Study record shows every lesson that is open in the course done (lessons marked "coming" are not counted), and every chapter quiz that exists taken. Your Study record shows at least two practice mock exams taken, and the latest scored 80% or higher. You send your request within 30 days of the exam date. Email support@preppass.org from the address you bought with and attach (1) the exam provider's score report showing you did not pass, (2) your purchase receipt, and (3) a screenshot of your Study record from the course. If it all matches, we add 90 days of access, counted from the day we approve it or the day your plan ends, whichever is later. One extension per purchase. It is extra study time, not money back, and it does not predict or guarantee an exam result. Your Study record follows your account, so you can take the screenshot on any device where you are signed in; we may check it against the progress saved to your account. We may change or end this offer for future purchases; a change never affects a plan you already bought.
Does this course count as California prelicensing education?
No. This is not a CDI-approved prelicensing education course, and it does not count toward California's required prelicensing education. It is an independent study course for the exam.