Last reviewed: · editorial process

Sen Lin, PrepPass Founder · Verified against California CDI · How we review

California insurance licensing

California Property & Casualty Broker-Agent License Exam Prep

Free practice tests and study guides for the CDI Property & Casualty exam. ~150-question test, ~3 hours, 60% passing. Required to sell auto, homeowners, commercial property, liability, and workers' compensation insurance in California.

The California Property & Casualty license exam is about 150 questions in 3 hours at a PSI testing center, and you need 60% to pass.

Try a sample question

Sample question

An applicant asks her broker for the minimum bodily injury and property damage liability limits that satisfy California's financial responsibility law for a private passenger auto. Which combination meets the statutory minimum?

Free forever · English · 中文 · Español · Tiếng Việt

Frequently asked questions

How many California Property & Casualty practice questions?

215 original practice questions covering all 10 topics of the California Department of Insurance Property & Casualty Broker-Agent license exam.

Is the P&C practice test free?

Yes, completely free. No signup, no credit card. Unlimited practice rounds and a 150-question timed mock exam included.

Are these real CDI P&C exam questions?

No. All questions are original prose authored from the California Insurance Code, Title 10 CCR, Civil Code, Labor Code, Vehicle Code, and standard ISO insurance form concepts. We never copy from real exams or paid prep providers.

What's the passing score for the California P&C Broker-Agent exam?

60% with sectional cuts. The real CDI exam is approximately 150 multiple-choice questions over 3 hours at a PSI testing center.

What does the P&C Broker-Agent license let me sell?

Auto insurance (personal + commercial), homeowners, dwelling, commercial property, casualty/liability (CGL), and workers' compensation insurance — to California residents and businesses.

Is the California P&C exam offered in Vietnamese or Chinese?

Yes — AB 451 (2018) legally requires CDI to offer producer license exams in English, Spanish, Vietnamese, Chinese (Mandarin), and Korean.

Should I take the P&C license or Personal Lines license first?

P&C is broader (commercial + personal). Personal Lines is narrower (residential + personal auto only) and has a shorter exam (~100q vs ~150q). As of 2026 (AB 943) both require only the 12-hour ethics course for prelicensing. Many agents start with whichever matches the business they want to write first; many upgrade Personal Lines → P&C later.

More about PrepPass practice

Is PrepPass's California Property & Casualty Insurance License practice free?

Yes — every California Property & Casualty Insurance License practice question, study guide, and lesson on PrepPass is free. A full timed mock exam is also included at no cost.

How many California Property & Casualty Insurance License practice questions does PrepPass have?

PrepPass currently has 215 original California Property & Casualty Insurance License practice questions across 10 topic areas, and every question comes with a written answer explanation.

What languages is PrepPass's California Property & Casualty Insurance License prep available in?

English, 中文 (Chinese), Español (Spanish), and Tiếng Việt (Vietnamese).

How are PrepPass's California Property & Casualty Insurance License questions written?

They are original questions written by PrepPass from public-domain statutes and official exam blueprints — never copied from the real exam. Read our question methodology

Is PrepPass affiliated with the licensing board or exam provider?

No. PrepPass is an independent study resource and is not affiliated with, endorsed by, or connected to any licensing board or official exam provider.

Can I practice California Property & Casualty Insurance License on my phone?

Yes — PrepPass runs in any mobile or desktop web browser, with no app to download.

Related exams

Other license and certification exams people prep for alongside this one.

Report