Florida Life & Health Insurance Exam

The Florida state supplement adds Florida-specific licensing, insurance-code, and market-conduct rules to the shared national life & health base. It covers the DFS/OIR regulatory split, the 2-15 license and appointments, Chapter 626 unfair trade practices, the Guaranty Association, and Florida's distinctive treatment of rebating.

▶ Free practice questions
Untimed practice with an explanation on every question — no signup.
🎯 Timed mock exam
A full-length, timed simulation with a score report and your weak areas.
📖 Study guide
Every exam topic explained, chapter by chapter.
🔍 Browse all questions
Read every question and answer by topic — great for review.

What the Florida Life & Health Insurance Exam exam covers

10%
General Insurance Concepts
12%
Life Insurance Basics
13%
Life Insurance Policies
12%
Life Policy Provisions, Riders, Options & Exclusions
10%
Annuities
8%
Life & Annuity Taxation and Uses
10%
Health Insurance Basics
13%
Health Policies
7%
Health Policy Provisions, Clauses & Riders
5%
Group Insurance, Social Insurance & Senior Products
40%
State Producer Licensing
35%
State Insurance Law & Code
25%
State Marketing Rules, Ethics & Unfair Practices

These practice questions are AI-assisted study material, written from the official content outline — for practice only, not official exam questions. Always confirm current exam details with Florida Department of Financial Services (DFS).

Frequently asked questions

Is PrepPass's Florida Life & Health Insurance Exam practice free?

Yes — every Florida Life & Health Insurance Exam practice question, study guide, and lesson on PrepPass is free, and a full timed mock exam is included at no cost.

How many Florida Life & Health Insurance Exam practice questions does PrepPass have?

PrepPass currently has 39 original Florida Life & Health Insurance Exam practice questions across 13 topic areas, and every question comes with a written answer explanation.

What languages is PrepPass's Florida Life & Health Insurance Exam prep available in?

English, 中文 (Chinese), Español (Spanish), and Tiếng Việt (Vietnamese).

How are PrepPass's Florida Life & Health Insurance Exam questions written?

They are original questions written by PrepPass from public-domain statutes and official exam blueprints — never copied from the real exam. Read our question methodology →

Is PrepPass affiliated with the licensing board or exam provider?

No. PrepPass is an independent study resource and is not affiliated with, endorsed by, or connected to any licensing board or official exam provider.

Can I practice Florida Life & Health Insurance Exam on my phone?

Yes — PrepPass runs in any mobile or desktop web browser, with no app to download.

Report