Sen Lin, PrepPass Founder · Verified against Florida Department of Financial Services (DFS) · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)
Florida Life & Health Insurance exam topics — the 13 content areas by weight
The Florida Life & Health Insurance exam is built from 13 weighted content areas. Focus your time where the weight is. Each area below links to a free study chapter and practice questions. Weights reflect the official content outline.
General Insurance Concepts
10%Life Insurance Basics
12%Life Insurance Policies
13%Life Policy Provisions, Riders, Options & Exclusions
12%Annuities
10%Life & Annuity Taxation and Uses
8%Health Insurance Basics
10%Health Policies
13%Health Policy Provisions, Clauses & Riders
7%Group Insurance, Social Insurance & Senior Products
5%State Producer Licensing
40%State Insurance Law & Code
35%State Marketing Rules, Ethics & Unfair Practices
25%Ready to test yourself?
Drill 39+ free Florida Life & Health Insurance practice questions across every content area, then sit a full timed mock exam — no signup required.
Content-area weights reflect the official Florida Life & Health Insurance content outline. Confirm current details with Florida Department of Financial Services (DFS). Study aid, not a substitute for the official material. Last updated: August 2026.