Florida Life & Health Insurance pass rate & how retakes work
There is no official published pass rate for the Florida Life & Health Insurance exam — like most licensing exams, results are reported as pass or fail, so any specific "Florida Life & Health Insurance pass rate" figure online is an unofficial estimate, not a number from the exam authority. What is defined is the passing score: you must score 70%. If you don't pass, you can retake the exam.
Is there a published Florida Life & Health Insurance pass rate?
No. The exam authority reports each candidate's result only as pass or fail and does not release an official first-time or overall pass rate. Any exact "Florida Life & Health Insurancepass rate" figure you see online is an unofficial estimate, not a number from the authority.
The one "pass" number that is actually defined is the passing score — 70%. That is a passing SCORE, not a pass RATE, and the two are easy to confuse.
Florida Life & Health Insurance facts
How many times can you retake the Florida Life & Health Insurance exam?
There is generally no fixed lifetime cap. Here is how retakes work:
- If you don't pass, you can retake the exam. Each attempt generally requires registering (and paying any exam fee) again.
- The exam authority sets the retake policy, including any required waiting period between attempts. Confirm the exact wait on the official site before you rebook.
- You can prepare between attempts with unlimited free practice — PrepPass has 39+ free Florida Life & Health Insurance practice questions with explanations.
The best way to pass on the first try
Retakes cost time and, often, another exam fee — so the goal is to pass the first time. The most reliable way is to practice real questions until you consistently clear the passing mark. PrepPass has 39+ free Florida Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.
Want the full picture of the difficulty and the content areas?
See how hard the Florida Life & Health Insurance exam is →Frequently asked questions
What is the Florida Life & Health Insurance pass rate?+
There is no official published pass rate — results are reported only as pass or fail. Any specific pass-rate percentage online is an unofficial estimate.
What score do you need to pass the Florida Life & Health Insurance exam?+
You need to score 70%.
What happens if you fail the Florida Life & Health Insurance exam?+
You can retake it. The authority may require a waiting period between attempts, so check the official page for the current rule. Studying real practice questions until you consistently clear the passing mark is the most reliable way to pass the next attempt.
Who regulates life & health insurance licensing in Florida?+
The Florida Department of Financial Services (DFS), through its Division of Agent and Agency Services, licenses life and health agents. Florida contracts with Pearson VUE to develop and administer the exams.
Does Florida require prelicensing education for the life & health exam?+
Yes. Florida requires a state-approved prelicensing course: 60 hours for the combined 2-15 Life, Health & Variable Annuity license, or 40 hours for a single line, before you can sit for the Pearson VUE exam.
How is the Florida life & health exam administered?+
The exam is delivered by Pearson VUE, and a minimum score of 70% is required to pass.
Scoring and retake rules — confirm on the official authority:
Florida Department of Financial Services (DFS) →https://myfloridacfo.com/division/agents/licensing/agents-and-adjusters/exams →https://www.pearsonvue.com/us/en/fl/insurance.html →Last updated: August 2026