Disability & Long-Term CareQuestion 85 of 315
A short-term disability policy sold through an employer is MOST likely to pay benefits for which length of time?
a.1 to 2 days
b.12 to 24 months
c.5 years up to age 65
d.3 to 26 weeks
Explanation
Short-term disability policies typically pay benefits for 3 to 26 weeks after a short elimination period of 0 to 14 days. Long-term disability picks up after short-term ends and may pay for years.
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Related questions on this topic
- Which definition of total disability is the MOST favorable to the insured?
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- An insured returns to work after a covered disability, then suffers a relapse from the same condition four months later. Under a recurrent disability provision, the second period is treated as:
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