Workers' CompensationQuestion 210 of 215

A California corporation has one shareholder who is also its sole officer. Which statement about that owner's workers' compensation coverage is correct?

a.The owner can never be covered, even voluntarily
b.The owner is automatically covered with no option to exclude themselves
c.Because the sole shareholder is also an officer, they may elect to be excluded from workers' compensation coverage under Labor Code §3351
d.Workers' compensation coverage is required only if the owner pays themselves a wage of $30,000 or more

Explanation

Labor Code §3351 (with §3352) lets corporate officers who own a sufficient share of the company — including a sole shareholder who is also an officer — sign a written waiver and exclude themselves from coverage. The exemption must be in writing and is filed with the insurer. Regular employees of that corporation still must be covered.

Law Reference: Cal. Labor Code §3351 (officer exemption)

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