Medicare & Senior InsuranceQuestion 215 of 716
How long is the federal Medigap Open Enrollment Period during which guaranteed-issue applies?
a.There is no guaranteed-issue period
b.6 months
c.24 months
d.12 months
Explanation
The federal Medigap Open Enrollment Period is a one-time 6-month window that starts the first month the beneficiary is both age 65 or older and enrolled in Part B. During this window the insurer cannot use medical underwriting.
Law Reference: 42 U.S.C. §1395ss(s)This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)