Medicare & Senior InsuranceQuestion 217 of 716
Before meeting a 70-year-old prospect in their home to discuss life insurance or annuities, a California agent must:
a.Deliver a written notice at least 24 hours in advance
b.Pay the prospect a $20 disclosure fee
c.Bring a notary public to the appointment
d.Obtain written approval from the California Department of Insurance
Explanation
Insurance Code §789.10 requires a written notice at least 24 hours before an in-home appointment with a senior (65+) to discuss life insurance or annuities. The notice must identify who will attend and what products will be discussed.
Law Reference: Cal. Ins. Code §789.10This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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Last reviewed: · editorial process
PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)