A&H Policy ProvisionsQuestion 34 of 716
Under the Legal Actions provision, an insured cannot start a lawsuit on the policy until at least how long after written proof of loss has been furnished?
a.6 months
b.90 days
c.60 days
d.1 year
Explanation
The Legal Actions provision bars suit sooner than 60 days after proof of loss has been furnished and later than 3 years after proof of loss was required. This gives the insurer time to investigate and pay.
Law Reference: Cal. Ins. Code §10350.11This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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Related questions on this topic
- Within how many days after a covered loss must written notice of claim be given to the insurer under the standard required provision?
- After receiving a notice of claim, within how many days must the insurer furnish claim forms to the claimant?
- Written proof of loss must generally be furnished to the insurer within how many days after the date of loss?
- What is the maximum number of years after written proof of loss was required during which the insured may bring a legal action on the policy?
- When an insurer discovers that an insured's age was misstated on an A&H application, what is the typical result under the optional Misstatement of Age provision?
- Which renewability classification gives the insured the strongest protection by preventing the insurer from raising the premium or refusing renewal during the contract period?
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)