An insured's condominium association sustains a covered fire loss to the common-area roof. Damage exceeds the association's master policy limit by $15,000, and each unit owner is assessed a share. Which HO-6 feature responds to the insured's share of that assessment?

Explanation

The HO-6 includes a built-in Loss Assessment coverage (often $1,000 with the option to increase) that pays the unit owner's share of a special assessment levied by the condominium association for direct loss to common property caused by a covered peril, subject to the policy's loss-assessment limit. The other listed coverages address different exposures.