Within how many days after the insured submits a sworn proof of loss does the standard fire policy (incorporated into California residential property policies) generally require the insurer to pay an undisputed loss?
Explanation
Under the California Standard Form Fire Insurance Policy (the framework incorporated into residential property policies), the insurer must pay the amount of an undisputed loss within 60 days after receiving the insured's sworn proof of loss and reaching agreement with the insured (or a final judgment is rendered). Other claim-handling deadlines come from the Fair Claims Settlement Practices regulations.
Law Reference: Cal. Ins. Code §2071 (standard fire policy)This topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →
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