ReimbursementQuestion 66 of 100

A copayment (copay) is best described as:

a.A percentage of the allowed amount paid by the patient
b.The amount the patient must pay before insurance begins to pay
c.The provider's contractual write-off
d.A fixed dollar amount the patient pays for a covered service, such as an office visit

Explanation

A copay is a set flat fee the patient pays at the time of service, such as $30 for an office visit, regardless of the total charge. It differs from coinsurance, which is a percentage, and from the deductible, which must be met before the plan pays. Copays are typically collected at check-in.

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