ReimbursementQuestion 76 of 100

Balance billing occurs when a provider bills the patient for:

a.Only the copayment
b.The difference between the provider's charge and the payer's allowed amount
c.The full amount that insurance already paid
d.The provider's contractual write-off

Explanation

Balance billing is charging the patient the gap between the provider's full charge and the payer's allowed amount. For participating providers this practice is generally prohibited by contract, and certain federal and state protections limit surprise balance billing. The patient may still owe legitimate cost-sharing such as deductibles and coinsurance.

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