General Mortgage KnowledgeQuestion 155 of 400
The three main national consumer credit reporting bureaus used in mortgage lending are:
a.FHA, VA, and USDA
b.Fannie, Freddie, and Ginnie
c.Equifax, Experian, and TransUnion
d.HUD, CFPB, and FTC
Explanation
Equifax, Experian, and TransUnion are the three major credit bureaus that produce the reports and scores used in underwriting. The other lists are loan programs, secondary-market entities, or regulators — not credit bureaus.
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