Origination ActivitiesQuestion 230 of 400
At closing, which of these is most likely permitted to be higher than the Loan Estimate without a tolerance cure?
a.The creditor's origination fee
b.Per-diem prepaid interest that increased because closing occurred later in the month than assumed
c.A transfer tax
d.The credit report fee charged by the creditor's affiliate
Explanation
Per-diem prepaid interest is in the 'no tolerance' category, so it can be higher at closing than on the LE, for example when closing occurs later in the month, without triggering a cure. The creditor's origination fee and transfer taxes are zero tolerance, and an affiliate charge for a service the consumer cannot shop for is also zero tolerance.
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