Origination ActivitiesQuestion 256 of 400
An underwriter reviews a borrower's employment stability. A borrower who changed jobs within the same field for higher pay is generally viewed how, compared with one who has frequent gaps and unrelated job changes?
a.Less favorably, because any job change is a red flag
b.More favorably, because advancement within a field supports income stability
c.Identically, because job history is never considered
d.Automatically disqualified for changing jobs
Explanation
Underwriters assess the likelihood that income will continue. A job change within the same field for career advancement generally supports stability, while frequent employment gaps or unrelated changes raise concerns. Job changes alone do not disqualify a borrower.
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