EthicsQuestion 294 of 400
Which of the following is NOT a prohibited basis for discrimination under the Equal Credit Opportunity Act (ECOA)?
a.The applicant's credit score
b.The applicant's religion
c.The applicant's marital status
d.Receipt of public assistance income
Explanation
Credit score is a legitimate, non-prohibited factor lenders may use to assess creditworthiness. ECOA prohibits discrimination based on race, color, religion, national origin, sex, marital status, age, and receipt of public assistance income, so religion, marital status, and public-assistance income are all protected bases.
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