EthicsQuestion 318 of 400
Which of the following payments is generally PERMITTED under RESPA Section 8?
a.Payment for goods or services actually furnished at a reasonable market value
b.A fee paid solely for referring a borrower to a title company
c.A kickback split between two providers for steering business
d.A gift card to a real estate agent for each closed referral
Explanation
RESPA Section 8 permits payments for goods or services actually provided at their reasonable market value. Fees solely for referrals, kickback splits, and gifts tied to referrals are all prohibited because they pay for the referral rather than a bona fide service.
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