Uniform State Content (SAFE Act)Question 359 of 400
The NMLS unique identifier (NMLS ID) assigned to a mortgage loan originator is best described as:
a.A temporary number that changes each time the MLO renews the license
b.A number shared by all MLOs working at the same company
c.A permanent number assigned to the individual that stays with them throughout their career, even if they change employers or states
d.The MLO's Social Security number used for tax reporting
Explanation
The NMLS unique identifier is a permanent number assigned to an individual MLO (and separately to companies and branches). It follows the individual across employers and states and does not change at renewal, allowing consumers and regulators to track their history.
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