Valuation & AppraisalQuestion 55 of 120

A comparative market analysis (CMA) prepared by a licensee to help price a listing is:

a.A federally certified appraisal
b.An estimate of value based on comparable sales, not a formal appraisal
c.A binding valuation
d.Required to use the income approach

Explanation

A CMA is a licensee's informal pricing tool comparing similar recently sold, active, and expired listings. It is not a certified appraisal and does not meet formal appraisal standards. Agents use it to help sellers set a competitive list price.

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