License Law & AgencyQuestion 32 of 100

Commingling, which is prohibited for New York brokers, refers to:

a.Representing two clients in one deal
b.Advertising more than one listing at a time
c.Mixing client escrow funds with the broker's own business or personal funds
d.Working with multiple cooperating brokers

Explanation

Commingling is the improper mixing of client trust or escrow funds with the broker's own money, and it is a violation of license law. Brokers must keep client deposits in a separate escrow or trust account. Converting those funds to personal use is the even more serious offense of conversion.

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