Pennsylvania Real Estate Salesperson Exam Practice Test
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Frequently asked questions
How many Pennsylvania Real Estate Salesperson Exam practice questions are here?+
A full bank of original Pennsylvania Real Estate Salesperson Exam practice questions across the official content areas, weighted like the real exam, with explanations. Free, no signup.
What is the Pennsylvania Real Estate Salesperson Exam exam like?+
About 120 questions, and you need 75% to pass. Practice by topic here, then take the full timed mock exam to gauge readiness.
Are these the real exam questions?+
No. Every question is 100% original, written from public primary sources with explanations. We never copy real exam questions or paid prep material.
Can I study in Chinese or Spanish?+
PrepPass practice is in English, 中文 and Español. The official exam is in English — switch the question language to English any time to rehearse the exact terminology you'll see on test day.
Sample practice questions
A few real questions from this free bank, with full explanations. Use the practice tool above for the whole set.
- 1. Property Ownership
Which type of estate gives an owner the fullest bundle of rights, is of potentially unlimited duration, and passes to the owner's heirs?
- a.Fee simple absolute
- b.Estate at will
- c.Estate for years
- d.Life estate
Answer: a
Explanation: A fee simple absolute is the highest and most complete estate in land: it lasts indefinitely and is freely inheritable and transferable. A life estate ends at the death of the measuring life, so it is not inheritable. An estate for years and an estate at will are leasehold (less-than-freehold) estates that give possession, not ownership, so they confer far fewer rights.
- 2. Property Ownership
The private, recorded restrictions a developer places on every lot in a subdivision, binding all future owners, are known as:
- a.the power of eminent domain
- b.CC&Rs
- c.the government's police power
- d.local zoning ordinances
Answer: b
Explanation: Covenants, conditions, and restrictions (CC&Rs) are private deed restrictions a developer records against a subdivision; they run with the land, bind future owners, and are often enforced by a homeowners association. Zoning, eminent domain, and police power are governmental (public) controls, not private restrictions.
- 3. Financing
Private mortgage insurance (PMI) on a conventional loan primarily protects:
- a.the seller's equity in the home
- b.the lender against loss if the borrower defaults
- c.the borrower personally if they happen to lose their job
- d.the appraiser from a valuation error
Answer: b
Explanation: PMI protects the lender (not the borrower) against loss if a borrower with a low down payment defaults; it is typically required when the loan-to-value ratio exceeds 80% and can usually be canceled once enough equity is reached. It does not protect the borrower, seller, or appraiser.
- 4. Agency
A listing agent hired to sell one specific property is typically:
- a.a general agent with broad, ongoing authority over affairs
- b.a universal agent authorized in all matters
- c.a subagent of the buyer in the deal
- d.a special agent with limited authority for that one task
Answer: d
Explanation: A special agent is engaged for a specific, limited task, such as selling one property, and lacks authority to bind the principal generally. A general agent (such as a property manager) has broad ongoing authority, and a universal agent can act in all matters.
- 5. Practice of Real Estate
Real estate advertising must be:
- a.printed only in a local newspaper
- b.approved by the buyer before it is published
- c.drafted and reviewed by an attorney
- d.truthful and not misleading about the property or its terms
Answer: d
Explanation: Advertising must be accurate and not deceptive about the property, price, or terms, and it must comply with fair housing rules. It need not be pre-approved by a buyer, limited to newspapers, or drafted by a lawyer.
- 6. Real Estate Calculations
An interest-only loan requires a monthly interest payment of $800 at an annual rate of 6%. What is the loan's principal balance?
- a.$133,333
- b.$16,000
- c.$96,000
- d.$160,000
Answer: d
Explanation: Annualize the payment: $800 x 12 = $9,600 per year. Principal = annual interest / rate = $9,600 / 0.06 = $160,000. Working backward from the payment and rate reveals the balance.
- 7. Financing
A 'conforming' conventional loan is one that:
- a.Carries absolutely no cap on its interest rate and no restriction on its total loan amount
- b.Is guaranteed by the Department of Veterans Affairs for eligible service members and veterans
- c.Is insured by the Federal Housing Administration in exchange for a mortgage insurance premium
- d.Meets Fannie Mae and Freddie Mac purchase standards, including the loan-size limits
Answer: d
Explanation: Conforming loans satisfy the underwriting and maximum-loan-amount guidelines that let Fannie Mae or Freddie Mac buy them. FHA-insured and VA-guaranteed loans are government-backed programs, not conventional conforming loans; loans that exceed the size limits are called jumbo (non-conforming).
- 8. Contracts
A contract is classified as 'unenforceable' when it:
- a.Can be canceled at the sole option of one party who was defrauded or lacked capacity
- b.Never had any legal effect at all because it was formed for a plainly illegal purpose
- c.Has already been fully performed and completely carried out by both of the parties to it
- d.Was valid but cannot be enforced in court, like an oral land-sale contract
Answer: d
Explanation: An unenforceable contract meets the basic requirements but cannot be enforced through the courts, often because it violates the statute of frauds (for example, an oral land-sale agreement). A void contract had no effect at all, and a voidable one can be rescinded by one party.
- 9. Property Disclosures
In a sale of pre-1978 housing, federal law requires the seller to give the buyer:
- a.A full professional mold inspection report together with a certified radon measurement result
- b.The EPA lead-hazard pamphlet plus a chance (usually 10 days) to inspect
- c.Free and complete removal of all lead-based paint from the property before the closing date
- d.A signed EPA certificate affirmatively guaranteeing that the home is completely free of any lead
Answer: b
Explanation: Federal rules require delivering the EPA pamphlet on lead hazards, disclosing known lead-based paint, and offering the buyer an opportunity (typically ten days, unless the parties agree otherwise) to test for lead. The law mandates disclosure and opportunity to inspect, not a guarantee or free abatement.
- 10. Agency & Disclosure
Under Pennsylvania law, when must a licensee provide the Consumer Notice to a prospective buyer or seller?
- a.At the initial interview, before substantive discussion
- b.Only at the closing table when documents are signed
- c.Only at the time a written offer is first presented
- d.Within thirty days after the transaction has closed
Answer: a
Explanation: Pennsylvania requires the Consumer Notice to be given at the first substantive contact, before the licensee discusses a consumer's specific needs or motivations. The notice explains the agency relationships available. It ensures consumers understand whom the licensee represents before sharing confidential information.