ProductsQuestion 14 of 110

A fund's expense ratio represents:

a.The sales charge stated as a percentage of the public offering price
b.Annual operating costs, including management and 12b-1 fees, as a percentage of average net assets
c.The percentage of the portfolio turned over during the year
d.The difference between the bid and the ask price of the shares

Explanation

The expense ratio measures ongoing annual costs of running the fund, chiefly the advisory fee, 12b-1 fee, and other operating expenses, divided by average net assets. Sales charges are one-time transaction costs and are shown separately in the fee table. Portfolio turnover and the bid-ask spread are different measures entirely.

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