Business PracticesQuestion 68 of 100

A broker-dealer sells a customer bonds out of the firm's own inventory. Which disclosure obligation applies?

a.None, because the customer received a confirmation of the trade price
b.The firm must disclose only the current market price of the bonds
c.The firm must obtain the Administrator's approval before acting as principal
d.The firm must disclose that it acted as a principal, and its compensation is a markup rather than a commission

Explanation

A customer is entitled to know the capacity in which the firm acted, because a principal trade produces a markup embedded in the price while an agency trade produces a disclosed commission. Failing to state capacity or disguising a markup as something else is an unethical practice. No Administrator approval is required to act as principal in an ordinary customer trade.

Law Reference: NASAA Model Rule

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