Laws & RegulationsQuestion 36 of 100

An agent recommends a security to a client without any reasonable basis to believe it is suitable, simply to meet a sales quota. This conduct:

a.Is acceptable because quotas are legitimate business goals
b.Violates the agent's obligation to have a reasonable basis for recommendations
c.Is exempt if the client is wealthy
d.Is permitted for exempt securities

Explanation

Recommending securities without a reasonable basis for suitability is a prohibited practice, regardless of sales quotas or the client's wealth. Agents must consider the client's financial situation, objectives, and needs. Quotas never justify unsuitable recommendations.

Law Reference: Uniform Securities Act

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