Regulations & ConductQuestion 120 of 125

The Securities Investor Protection Corporation (SIPC) protects customers by:

a.Guaranteeing against market losses on investments
b.Providing limited coverage of customer cash and securities if a member broker-dealer fails
c.Insuring bond issuers against default
d.Setting margin requirements

Explanation

SIPC, established under the Securities Investor Protection Act, provides limited protection for customers' cash and securities if a member broker-dealer becomes insolvent, up to statutory limits. It does not protect against ordinary market losses or the decline in value of investments.

Law Reference: Securities Investor Protection Act

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